Debt Settle Estimator

Your Free Online Tool for Debt Reduction Estimates.

Estimate the amount you could potentially reduce your debt by using a debt settlement program. You can do it over the phone with a specialist or with our free online tool.

What is exactly a debt settlement program?

A debt settlement program in the United States is a service that is typically offered by a third-party company to help individuals reduce and manage their outstanding debts. The aim of such a program is to negotiate with creditors to reduce the total amount of debt owed. 

By how much can I reduce my debt?

A debt settlement program can significantly reduce the amount of your debt. The exact amount is impossible to determine in advance since it will depend on the negotiation with creditors. However, it is possible to get a reasonable estimate based on industry averages or the history of our cases. That’s why we created an online calculator. In just a few minutes, our tool can estimate how much it is possible to reduce your debt, depending on the type of debt and the average settlement rate.

Estimate how much you can reduce your debt with our online calculator.

How does it works?

Estimate how much you can reduce your debt with our 

The process is simple and is done in three easy steps. First, you can visit our calculator page. You will have to answer a few questions about the various debts that you have.

Then, if debt settlement is a good option for you based on the answers provided, our calculator will give you an estimate of the amount it would be possible to wipe out on your debt by renegotiating it.

Finally, if you wish, you will have the option to call an advisor so that they can answer your questions about the process in detail.

If you prefer, you can also do the entire process over the phone by calling directly at 888-436-7573.


Use our online calculator

Get your debt reduction estimate

Ask your questions to a specialist over the phone


Is the online debt settle calculator free?

Absolutely! Our online Debt Settlement Calculator is completely free to use. There are no hidden costs or obligations attached to it. We designed this tool with transparency and accessibility in mind to help you understand the potential savings that could be achieved through a debt settlement program, without any commitments.

You can use the calculator at any time, from the comfort of your own home, and go through the process at your own pace. The estimate it provides does not bind you to any future actions or decisions. It’s a risk-free tool meant solely to provide you with valuable information, enabling you to make informed decisions about your financial situation. The entire process can be done online, making it both convenient and user-friendly.

Remember, our mission is to empower you with the right tools and information to tackle your debt. This free, no-obligation calculator is just one way we aim to do that

What do you base your estimates on?

Our Debt Settlement Calculator estimates potential debt reduction based primarily on your debt type. It’s important to note that not all types of debt are eligible for settlement. Certain debt types can’t be renegotiated under standard debt settlement programs.

The calculator also uses public industry data to determine settlement averages for different types of eligible debt and historical settlement information. The final amount that can be reduced is ultimately dependent on the approval of your creditors. It’s important to note that while these averages provide a useful guideline, each individual’s situation is unique, and actual results can vary.

We continually update our calculator’s algorithm to reflect changes in these industry averages, ensuring that you receive the most accurate estimates possible based on the latest data. Remember, this tool provides an estimate and not a guarantee of final settlement amounts. It’s a starting point to give you an idea of what might be possible in your situation.

What should I do after I get my debt reduction estimate?

After you receive your debt reduction estimate from our online calculator, you have a few options for what to do next. We understand that dealing with debt can be a complex and sometimes overwhelming process, so we aim to provide as much assistance and information as we can.

Immediately after you get your estimate, we’ll provide a toll-free number that you can call if you wish. On the line, you’ll be connected with a debt specialist who can answer any further questions you might have about your estimate, debt settlement, or your financial situation in general.

You’re welcome to call this number at any point, whether you just want more information or are ready to start the debt settlement process. Our specialists are here to support you and help guide you on your journey towards financial relief. However, remember that the choice to call or to start the process is entirely up to you. There’s no obligation or pressure – just information and support.

Is everything done online, or do I need to speak to someone?

Yes, the entire process of using our Debt Settlement Calculator can be completed online. You simply input your information, and the calculator provides an estimate of how much debt you could potentially reduce through a debt settlement program. You can do this at your own convenience, without needing to speak directly with someone.

However, we understand that everyone’s situation is unique, and you might have further questions or want more personalized advice. To cater to these needs, we offer the option to speak with a human counselor at the end of the process.

Our counselors are knowledgeable and friendly, ready to answer your questions and guide you through the details of the debt settlement program if you decide to proceed. This interaction is entirely optional and is there to provide additional support and clarity if you wish. Whether you want to handle everything online independently or desire a more personal touch, we’ve got you covered.

How long does it take to get a debt reduction estimate?

If you have all the necessary information about the amount and types of your debts readily available, you can get a debt reduction estimate instantly with our online calculator. The form takes approximately 5 minutes to complete, depending on how quickly you can input your data.

After you submit the form, our calculator processes your information immediately, and you’ll see your estimate right away. There’s no waiting period or delay. This allows you to have a quick understanding of your potential savings through a debt settlement program, helping you to make informed decisions about your financial situation.

Does using the calculator mean I’m obligated to enroll in a debt settlement program?

Absolutely not. Using our Debt Settlement Calculator does not obligate you to enroll in a debt settlement program. The calculator is a free tool designed to provide you with an estimate of how much you could potentially save if you were to pursue debt settlement. It’s intended to help you understand your options and make informed decisions about your financial situation.

Our main aim is to provide you with as much information and support as we can, so you can choose the path that is right for you. If you decide to explore the debt settlement path further after using the calculator, we’re here to help. But rest assured, there’s no commitment or obligation tied to using the calculator.

Demande par courriel

Vous avez une question et vous préférez nous la poser par courriel?

Vous voulez prendre un rendez-vous gratuit par courriel?

Contactez-nous via le formulaire ci-dessous.